This mortgage thing is DRIVING ME NUTS! Ugh!
I'm pretty sure I understand the math, even if it's twice as excruciating as calculus. Maybe because I'm essentially non-confrontational I just don't know how to say, Umm, how about I pay the origination fee and about $1500 lender fees and you tell me how much you're making at the back end from the lender (YSP or yield spread premium) and then GIVE ME THE F-ING WHOLESALE RATE, with third party receipts, and NOT make me put up $50k in cash at closing on top of the 3% (15k) seller credit???!!! Doesn't this basically mean someone is making $50k off me for doing my mortgage? Isn't that JUST A BIT MUCH? GRRRRR!!!.